Educational Events : Virginia Association of Community Banks

Coming Events:

Program Title :	Lending to Small Businesses
Date :	Thursday, April 22nd, 2010
Time :	3:00 - 4:30 PM Eastern Time
Download the Brochure.

About The Program :
Lending to small businesses can be tricky. Many small business owners need additional assistance from their banker to understand the lending process. Further, the bank is often faced with a small business owner who confuses the legal distinction between his personal and business operations. This webinar will cover the basics of what every bank needs to know to responsibly lend to small businesses. We will not focus on the Small Business Administration’s programs, but we will review the two most-common SBA guaranteed loan programs. This webinar is designed to improve your small business lending skills in general, and to make you more knowledgeable about the two most-common SBA guaranteed loan programs.

Topics Covered :

Explanation of the various business entity borrowers (sole proprietorship, general partnership, limited partnership, corporation, and limited liability company)
Documentation required to lend to each entity
How the Equal Credit Opportunity Act and Reg B apply to small business loans
Review of proper documentation for loans secured by real estate, inventory, accounts receivable, machinery, furniture, fixtures, and equipment
How to ensure that the bank obtains a first-priority security interest in collateral
Discussion of risks associated with commingling business and personal funds
Overview of the SBA’s 7(a) and 504 guaranteed loan programs

About The Presenter : Elizabeth Fast, JD & CPA, Bankers Choice
Elizabeth Fast, Esq. is a partner with the law firm of Spencer Fane Britt & Browne LLP where she specializes in the representation of financial institutions. Elizabeth heads up the firm’s training division known as Bankers Choice. She received her law degree from the University of Kansas and her undergraduate degree from Pittsburg State University. In addition, she has her Master of Business Administration degree and she is a Certified Public Accountant. Before joining Spencer Fane, she was the General Counsel, Senior Vice President and Corporate Secretary of a $9 billion bank with more than 130 branches, where she managed all legal, regulatory and compliance functions. She is a member of the Missouri State Banking Board, appointed by the Governor.

Who Should Attend :
This informative session is designed for all personnel involved in small business lending, especially loan officers, loan operations personnel, credit analysts, compliance officers, attorneys, and managers. PLEASE NOTE: Your registration fee allows you to have one telephone connection. However, as many people as you like may listen from your office speaker phone. If you register for the webinar, your registration fee also includes one internet connection from a single computer terminal.

[ Return to Calendar of Events ]

Register For this Program Now!

First Name*, Last Name:*

Bank (or company) Name:*

Title:

Address:*

Address(2):

City,* State,* ZIP*:

Phone*, FAX:

E-mail:*

Program Format:

Payment preference:

Check
Visa

Send me an invoice
MasterCard

Program : Lending to Small Businesses

Program Fees:

Live Webinar	................	VACB Member: $250 Non-Member: $500
On-Demand Webcast with CD	................	VACB Member: $250 Non-Member: $500
Live Webinar, on demand link and free CD	................	VACB Member: $275 Non-Member: $550

What is a Teleseminar / Webcast?

This training method allows unlimited listeners on your office speaker phone. By choosing the webcast option, participants will also be able to view online visuals as the presentation is delivered. Registrants receive a toll-free number and pass code that will allow entrance to the seminar. The session will be one hour and fifteen minutes in length with an additional fifteen minutes for questions and answers. Seminar materials will be sent prior to the broadcast along with hook up instructions. Your pin number, hookup instructions and handouts can be emailed to you or sent U.S. Mail. If you would like them emailed, you will need the most current version of Adobe Acrobat Reader, which is available for free at www.adobe.com. Registration is not complete without payment of fee. Upon payment of fee the hookup instructions will be forwarded to you for participation in our live Teleseminars / Webinars.